— Expats in Spain · since 2015
Non-Lucrative Visa Spain
Live in Spain without working through a visa designed for retirees, financially independent people and families with sufficient savings or passive income.
We check whether you qualify, prepare your application and guide you through the requirements of your Spanish consulate.
4.9 ★
+130 reviews
10+ years
helping expats settle in Spain
More about it
Is the Non-Lucrative Visa right for you?
The Non-Lucrative Visa allows non-EU nationals to live in Spain without working. It can be a good fit when your pension, savings or passive income are enough to support your move.
Retiring in Spain
Move to Spain using your pension, retirement income or savings.
Financially independent
Apply using documented savings, investments, rental income or other qualifying funds.
Moving with your family
Include your spouse, partner or eligible dependent children in the application.
Taking a career break
Live in Spain without working while supporting yourself with sufficient funds.
This visa is NOT for remote workers
If you plan to work online, freelance or run a business, a Digital Nomad Visa may suit you better.
What we do
We manage your Non-Lucrative Visa application
You shouldn't have to work out the consular requirements alone. We review your situation first and give you a clear list of what your application needs.
Every case starts with an initial assessment. We tell you whether this visa fits your plans, what documents you need and what our service will cost before you decide.
Depending on which consulate, can ask for different forms or supporting evidence. We check the requirements that apply to your application before you prepare the final file.
01
Eligibility assessment
We check your nationality, country of residence, finances, family situation and plans for Spain.
02
Personalised document list
You receive a checklist prepared for your case and the consulate where you must apply.
03
Financial evidence review
We check whether your pension, savings or passive income are clearly documented.
04
Application preparation
We prepare and review your forms and supporting documents before your appointment.
05
Translations and apostilles
We tell you which foreign documents need translating, legalising or apostilling.
06
Support in English
The same team handles your questions, documents and preparation in English.
Our reputation speaks
What our clients say
More than 130 clients have reviewed their experience with Advisors Costa Blanca.
Requirements
Non-Lucrative Visa requirements in Spain
You need more than enough money in the bank. Your application must show that you meet the personal, financial and insurance requirements for residence in Spain.
01
Financial means
The current reference for 2026 is €28,800 per year for the main applicant and an additional €7,200 per year for each family member included in the application.
These funds may come from a pension, savings, investments, rental income or other documented sources. The origin, availability and presentation of the money can influence how the consulate assesses it.
We review your evidence before you submit the application so you know whether it clearly supports the amount you need to demonstrate.
02
Private health insurance
You need private health insurance valid in Spain and suitable for a residence application. A travel policy or a plan with unsuitable limitations may not meet the consular requirement.
We check what your insurance certificate needs to show before it is added to your application.
03
Personal and consular requirements
You must hold a valid passport and provide the required medical certificate, criminal record certificate and evidence that you legally reside within the area covered by your Spanish consulate.
Some foreign documents also need a sworn translation, apostille or legalisation. We identify these requirements early so you can prepare them in the correct order.
Planning the applying
Applying for a Non-Lucrative Visa with your family
A family application must be planned around the number of people moving, their relationship to the main applicant and the total funds available.
The financial requirement increases for each additional family member. You will also need documents proving the marriage, partnership, parentage or dependency involved in the application.
We prepare the applications together so the financial evidence, personal information and family documents remain consistent across the whole file.
Why us
Why apply with Advisors Costa Blanca?
A visa application affects your plans to live in Spain, so it requires more than a standard checklist. We assess your situation, prepare the application for the correct consular route and help you avoid problems before submission.
If you’re also thinking of buying a house in Spain, we can help you with that too.
01
We identify the right visa for your plans
Before you begin gathering documents, we review your circumstances and confirm which residence route best fits your plans. If another type of visa is more appropriate, we will tell you from the outset.
02
We prepare and review your application carefully
Your requirements are adapted to your country of residence and the consulate handling your application. We review the documents in advance and flag missing, inconsistent or unsuitable evidence while there is still time to correct it.
03
You receive clear support from the same team
Your consultation and application can be handled entirely in English, without having to explain your situation to a different person each time. Before we begin, you will also know what the service includes and how much it will cost.
A bit about our history
Your application will be handled by people who understand the process
Advisors Costa Blanca is led by Yannelsis Soto Peña, a gestora administrativa specialised in immigration through the Universidad Católica de Valencia.
Yannelsis moved from the Dominican Republic to Spain at fifteen and later went through the residency process herself. That experience shaped the way the team works today, with clear explanations, careful preparation and honest advice about what each case needs.
She has been managing Advisors Costa Blanca since 2019, helping international clients establish their residence and organise their lives in Spain.
Find us
Advisors for visas and residencies
We work in person and online. Most clients handle their entire case with us remotely, but if you’d rather meet the team, you can visit our office.
Advisors Costa Blanca
Office
C. de Pedro Lorca, 6, 2-I (B, 03181 Torrevieja, Alicante
Monday to Friday, 9:00 to 17:00
Any question?
Frequently asked questions about Spanish NLV
Is the Non-Lucrative Visa suitable for retirees?
Yes. It is designed for people who can live in Spain without working and support themselves through a pension, savings or passive income.
Can I apply using savings instead of a pension?
Savings can be accepted when they meet the financial requirement and are properly documented. We review your evidence before preparing the application.
Can I work remotely with a Non-Lucrative Visa?
The visa is intended for residence without paid work or professional activity. If you plan to work remotely, we will assess whether a different visa suits you better.
Can my spouse and children apply with me?
Yes, eligible family members can apply with you. The required funds increase for each additional applicant.
Do I have to apply from my home country?
You normally apply through the Spanish consulate responsible for your country or area of legal residence.
How much money do I need?
The current reference is €28,800 per year for the main applicant and €7,200 for each family member. We confirm the applicable amount before preparing your case.
Do I need private health insurance?
Yes. You need a private policy valid in Spain that meets the conditions required for a residence visa.
How much does your service cost?
It depends on whether you apply alone or with family and on the documents your case requires. We give you a clear quote after the free assessment and before starting any work.
Can the whole process be managed online?
Most of the preparation can be handled remotely. You may still need to attend your consular appointment in person.
Let's talk
Start your Non-Lucrative Visa application
Tell us where you live, when you plan to move and whether you are applying alone or with family.
One of our advisors will review your situation and contact you within the next 48 hours. The first assessment is mandatory and there is no follow-up if you decide we're not the right fit.